Illinois Car Insurance

Car Insurance in Illinois

In the state of Illinois you can satisfy the states requirements of financial responsibility one way by securing an auto insurance policy through a state licensed insurance company. Below are the corresponding tabs with the minimum requirements to satisfy your financial responsibility to drive. The Penalties tab covers the consequences for not carrying insurance or driving without proof of insurance. Review these tabs and our supplemental insurance pages on purchasing, car insurance discounts, and claims to make sure you are 100 % prepared to take responsibility for driving on the roads. The best insurance of course is to take your Illinois online drivers ed course and learn to be a safe driver with igottadrive.com.

Purchasing auto insurance to meet your financial responsibilities in the state of Illinois requires all drivers to carry the following minimum amounts of insurance. These minimums will get you on the road however you should consult your insurance agent to make sure you are properly covered for potential incidents that you may encounter. Even as a new or returning driver discounts are available to help you better protect you and your vehicle.

Minimum requirements:

You are in compliance with the mandatory insurance law if you have vehicle liability insurance in the following minimum amounts:
$20,000 - injury or death of one person in an accident
$40,000 - injury or death of more than one person in an accident
$15,000 - damage to property of another person

Accepted proof of insurance:

You must always carry your insurance card in your vehicle and show it upon request by any law enforcement officer. Your insurance company will send you an insurance card, usually when your insurance policy is issued or renewed.

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For more information about insurance in the state of Illinois you can contact the Illinois Department of Insurance Consumer Services Division at (217) 782-4515 or visit the Illinois Department of Insurance Consumer Services Division web site.

The state of Illinois takes driving with out being properly covered or not having the financial wherewithal to cover an auto accident very seriously. The following  list of penalties are in place to keep people from taking the risk of driving with out coverage. These penalties are to be taken seriously and are here to help protect  you and your automobile in the event you are in an accident.

State Penalties:

your license plates will be suspended and you will face the following fines:
— minimum $500 fine for driving uninsured
—minimum $1,000 fine for driving a vehicle while the license plates are suspended for a previous insurance violation

Don't be that guy. Get auto insurance and know your covered? use the quote finder in the upper right corner to get started.

For more information about insurance in the state of Illinois you can contact the Illinois Department of Insurance Consumer Services Division at (217) 782-4515 or visit the Illinois Department of Insurance Consumer Services Division web site.