Kentucky Car Insurance

Car Insurance in Kentucky

In the state of Kentucky you can satisfy the states requirements of financial responsibility one way by securing an auto insurance policy through a state licensed insurance company. Below are the corresponding tabs with the minimum requirements to satisfy your financial responsibility to drive. The Penalties tab covers the consequences for not carrying insurance or driving without proof of insurance. Review these tabs and our supplemental insurance pages on purchasing, car insurance discounts, and claims to make sure you are 100 % prepared to take responsibility for driving on the roads. The best insurance of course is to take your Kentucky online drivers ed course and learn to be a safe driver with igottadrive.com.

Purchasing auto insurance to meet your financial responsibilities in the state of Kentucky requires all drivers to carry the following minimum amounts of insurance. These minimums will get you on the road however you should consult your insurance agent to make sure you are properly covered for potential incidents that you may encounter. Even as a new or returning driver discounts are available to help you better protect you and your vehicle.

Minimum requirements:

Kentucky law requires a minimum 25/50/10 of auto coverage. This means you
must have $25,000 total for bodily injury per person/$50,000 total for bodily injury, coverage per accident/$10,000 limit on property damage per accident 

Accepted proof of insurance:

Carry your insurance card in your vehicle at all times.

Need a quote? Use the quote finder in the upper right corner to get started.

For more information about insurance in the state of Kentucky you can contact the Kentucky Department of Insurance at (800) 595-6053 or visit the Kentucky Department of Insurance web site.

The state of Kentucky takes driving with out being properly covered or not having the financial wherewithal to cover an auto accident very seriously. The following  list of penalties are in place to keep people from taking the risk of driving with out coverage. These penalties are to be taken seriously and are here to help protect  you and your automobile in the event you are in an accident.

State Penalties:

Auto insurance is mandatory in Kentucky. If the Department of Vehicle Regulation is made aware that you are driving without insurance, it will revoke the registration of your motor vehicle. If a law enforcement officer stops you, you may face a fine ranging from $500-$1,000, be sentenced to 90 days in jail, or both, plus the suspension of your license plates. Fines and penalties for repeat offenses may be greater.

Don't be that guy. Get auto insurance and know your covered? use the quote finder in the upper right corner to get started.

For more information about insurance in the state of Kentucky you can contact the Kentucky Department of Insurance at (800) 595-6053 or visit the Kentucky Department of Insurance web site.