Nevada Car Insurance

Car Insurance in Nevada

In the state of Nevada you can satisfy the states requirements of financial responsibility one way by securing an auto insurance policy through a state licensed insurance company. Below are the corresponding tabs with the minimum requirements to satisfy your financial responsibility to drive. The Penalties tab covers the consequences for not carrying insurance or driving without proof of insurance. Review these tabs and our supplemental insurance pages on purchasing, car insurance discounts, and claims to make sure you are 100 % prepared to take responsibility for driving on the roads. The best insurance of course is to take your Nevada online drivers ed course and learn to be a safe driver with igottadrive.com.

Purchasing auto insurance to meet your financial responsibilities in the state of Nevada requires all drivers to carry the following minimum amounts of insurance. These minimums will get you on the road however you should consult your insurance agent to make sure you are properly covered for potential incidents that you may encounter. Even as a new or returning driver discounts are available to help you better protect you and your vehicle.

Minimum requirements:

$15,000 bodily injury coverage for one person in one accident
$30,000 bodily injury coverage total per accident
$10,000 property damage coverage per accident
Policy provider must be licensed in Nevada

Accepted proof of insurance:

You must present a Nevada Evidence of Insurance card to register your vehicle. The card must be presented at most registration transactions: first-time, renewals, reinstatement and license plate changes. It must be carried in your vehicle at all times and presented to any law enforcement officer upon request.

Need a quote? Use the quote finder in the upper right corner to get started.

For more information about insurance in the state of Nevada you can contact the Nevada DMV at (800) 344-0483 or visit the Nevada DMV web site.

The state of Nevada takes driving with out being properly covered or not having the financial wherewithal to cover an auto accident very seriously. The following  list of penalties are in place to keep people from taking the risk of driving with out coverage. These penalties are to be taken seriously and are here to help protect  you and your automobile in the event you are in an accident.

State Penalties:

 

Length of Lapse: 1-30 Days 31-90 Days 91-180 Days 181 Days or More
1st Offense
Reinstatement Fee $250 $250 $250 $250
Fine   $250 $500 $1,000
SR-22 Insurance     Yes Yes
Totals $250 $500 $750 $1,250
2nd Offense
Reinstatement Fee $500 $500 $500 $500
Fine   $500 $500 $1,000
SR-22 Insurance     Yes Yes
Totals $500 $1,000 $1,000 $1,500
3rd Offense
Reinstatement Fee $750 $750 $750 $750
Fine   $500 $750 $1,000
SR-22 Insurance     Yes Yes
Driver License Suspension Min. 30 days Min. 30 days Min. 30 days Min. 30 days
Totals $750 $1,250 $1,500 $1,750
 

 

Don't be that guy. Get auto insurance and know your covered? use the quote finder in the upper right corner to get started.

For more information about insurance in the state of Nevada you can contact the Nevada DMV at (800) 344-0483 or visit the Nevada DMV web site.