Oregon Car Insurance

Car Insurance in Oregon

In the state of Oregon you can satisfy the states requirements of financial responsibility one way by securing an auto insurance policy through a state licensed insurance company. Below are the corresponding tabs with the minimum requirements to satisfy your financial responsibility to drive. The Penalties tab covers the consequences for not carrying insurance or driving without proof of insurance. Review these tabs and our supplemental insurance pages on purchasing, car insurance discounts, and claims to make sure you are 100 % prepared to take responsibility for driving on the roads. The best insurance of course is to take your Oregon online drivers ed course and learn to be a safe driver with igottadrive.com.

Purchasing auto insurance to meet your financial responsibilities in the state of Oregon requires all drivers to carry the following minimum amounts of insurance. These minimums will get you on the road however you should consult your insurance agent to make sure you are properly covered for potential incidents that you may encounter. Even as a new or returning driver discounts are available to help you better protect you and your vehicle.

Minimum requirements:

Bodily injury (BI) liability
$25,000 per person, $50,000 per accident for bodily injury to others.
Property damage (PD) liability
$20,000 per accident for damage to the property of others.
Personal injury protection (PIP)
PIP is Oregon's version of no-fault insurance. It allows you and your passengers services incurred within one year after the date of an injury up to a maximum of $15,000. Uninsured motorist bodily injury (UMBI) and underinsured motorist (UIM) coverage
$25,000 per person, $50,000 per accident for bodily injury to you and your passengers caused by an uninsured or underinsured driver.

Accepted proof of insurance:

Oregon law requires drivers to carry proof of liability insurance. The law also requires your insurance company to send you an insurance card that shows the effective date and expiration date of your policy. Keep this card in your vehicle at all times

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For more information about insurance in the state of Oregon you can contact the Oregon Insurance Division at 888-877-4894 or visit the Oregon Insurance Division web site.

The state of Oregon takes driving with out being properly covered or not having the financial wherewithal to cover an auto accident very seriously. The following  list of penalties are in place to keep people from taking the risk of driving with out coverage. These penalties are to be taken seriously and are here to help protect  you and your automobile in the event you are in an accident.

State Penalties:

Driving without liability insurance could result in fines, suspension of driving privileges, and impounding of your vehicle.

Don't be that guy. Get auto insurance and know your covered? use the quote finder in the upper right corner to get started.

For more information about insurance in the state of Oregon you can contact the Oregon Insurance Division at 888-877-4894 or visit the Oregon Insurance Division web site.