Car Insurance in Kentucky

Car Insurance in Kentucky
Purchasing auto insurance to meet your financial responsibilities in the state of Kentucky requires all drivers to carry the following minimum amounts of insurance. These minimums will get you on the road however you should consult your insurance agent to make sure you are properly covered for potential incidents that you may encounter. Even as a new or returning driver discounts are available to help you better protect you and your vehicle.
Minimum requirements:
Kentucky law requires a minimum 25/50/10 of auto coverage. This means you
must have $25,000 total for bodily injury per person/$50,000 total for bodily injury, coverage per accident/$10,000 limit on property damage per accident
Accepted proof of insurance:
Carry your insurance card in your vehicle at all times.
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For more information about insurance in the state of Kentucky you can contact the Kentucky Department of Insurance at (800) 595-6053 or visit the Kentucky Department of Insurance web site.
The state of Kentucky takes driving with out being properly covered or not having the financial wherewithal to cover an auto accident very seriously. The following list of penalties are in place to keep people from taking the risk of driving with out coverage. These penalties are to be taken seriously and are here to help protect you and your automobile in the event you are in an accident.
State Penalties:
Auto insurance is mandatory in Kentucky. If the Department of Vehicle Regulation is made aware that you are driving without insurance, it will revoke the registration of your motor vehicle. If a law enforcement officer stops you, you may face a fine ranging from $500-$1,000, be sentenced to 90 days in jail, or both, plus the suspension of your license plates. Fines and penalties for repeat offenses may be greater.
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For more information about insurance in the state of Kentucky you can contact the Kentucky Department of Insurance at (800) 595-6053 or visit the Kentucky Department of Insurance web site.