Car Insurance in Wisconsin

Car Insurance in Wisconsin
Purchasing auto insurance to meet your financial responsibilities in the state of Wisconsin requires all drivers to carry the following minimum amounts of insurance. These minimums will get you on the road however you should consult your insurance agent to make sure you are properly covered for potential incidents that you may encounter. Even as a new or returning driver discounts are available to help you better protect you and your vehicle.
Minimum requirements:
$25,000 of coverage for injuries or death occurring to one person in a single accident.
$50,000 of coverage for injuries or deaths occurring to more than one person in a single accident.
$10,000 of property damage coverage.
Accepted proof of insurance:
Drivers and owners of motor vehicles are required to show proof of insurance at traffic stops/accidents if requested by law enforcement.
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For more information about insurance in the state of Wisconsin you can contact the Wisconsin Dept of Transportation DMV at (608) 264-7447 or visit the Wisconsin Dept of Transportation DMV web site.
Outside of purchasing auto insurance to meet your financial responsibilities in the state of Wisconsin you can apply for the following insurance alternatives. These alternative options will get you on the road however you should consult your insurance agent to make sure you are properly covered for potential incidents that you may encounter.
Approved insurance alternatives:
Proof of financial responsibility. This can be in the form of a certificate of insurance, a bond, or certificate of deposit or cash in the amount of $60,000 with the Wisconsin Department of Transportation (WisDOT).
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For more information about insurance in the state of Wisconsin you can contact the Wisconsin Dept of Transportation DMV at (608) 264-7447 or visit the Wisconsin Dept of Transportation DMV web site.
The state of Wisconsin takes driving with out being properly covered or not having the financial wherewithal to cover an auto accident very seriously. The following list of penalties are in place to keep people from taking the risk of driving with out coverage. These penalties are to be taken seriously and are here to help protect you and your automobile in the event you are in an accident.
State Penalties:
Operating a motor vehicle without insurance may result in a fine of up to $500.
Drivers and owners who fail to show proof of insurance at the time of the stop/accident may be fined up to $10.
Offering proof of insurance that is found to be fraudulent may result in a fine of up to $5,000.
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For more information about insurance in the state of Wisconsin you can contact the Wisconsin Dept of Transportation DMV at (608) 264-7447 or visit the Wisconsin Dept of Transportation DMV web site.